• THE CHAMBER TEAM ARE STILL FULLY ACCESSIBLE VIA PHONE OR EMAIL, PLEASE GET IN CONTACT IF THERE IS ANYTHING WE CAN SUPPORT WITH OR IF YOU WOULD LIKE US TO INTRODUCE YOU TO A SPECIFIC BUSINESS THAT CAN HELP YOU. 

  • As an Cornwall's official Chamber of Commerce we have the links to ensure your voice gets heard!

    We are successfully lobbying to government the opinions and concerns of the Cornish Business Community every week. As an accredited Chamber we have direct links to the British Chambers of Commerce who are in daily meetings with Rishi Sunak, Alok Sharma and Sir Jonathan Thompson, these links enable us to make your voice louder!

  • New Updates

  • A Plan for Jobs A Plan for Jobs

    A Plan for Jobs - What has been announced 

    Supporting Jobs 

    Job Retention Bonus - UK employers will receive a one-off bonus of £1,000 for each furloughed employee that is still employed as of 31st January 2021

    Kickstart Scheme - will pay employers to create new jobs for 16-14 year old. The funding will cover 100% of the NMW for 6 months plus an amount to cover overheads. Jobs must be new and offer at least 25 hours per week. Those aged 16-24, claiming Universal Credit and at risk of long-term unemployment, will be eligible.

     

    A total of £1.6 billion will be invested in scaling up employment support schemes, training and apprenticeships to help people looking for a job. Young people, who are amongst the worst hit by the crisis, will benefit from this. This includes:

    • Businesses will be given £2,000 for each new apprentice they hire under the age of 25. This is in addition to the existing £1,000 payment the Government already provides for new 16-18-year-old apprentices and those aged under 25 with an Education, Health and Care Plan.
    • £17 million of funding to triple the number of sector-based work academy placements in 2020-21
    • Nearly £900 million to double the number of work coaches to 27,000;
    • Over a quarter of a million more young people to benefit from an extra £32 million investment in the National Careers Service.

    Creating Jobs

    £3 billion green investment package - Supporting around 140,000 green jobs & upgrade buildings and reduce emissions

    £2 billion Green Homes Grant scheme - Homeowners and landlords in England will be able to apply for vouchers this year to pay for green improvements such as loft, wall and floor insulation that could save some households hundreds of pounds a year on their energy bills while creating thousands of jobs for tradespeople.

    Protecting Jobs

    Eat Out to Help Out Discount Scheme - Up to £10 off per person for sit-down meals in cafes, restaurants & pubs from Monday - Wednesday throughout August 2020.

    VAT Cut to 5% - VAT applied on most tourism and hospitality-related activities will be cut from 20% to 5% for 6 months

    Stamp Duty Cut - From 8th July to 31st March 2020 buyers will pay no Stamp Duty on the first £500,000 when they move home. 

    Find out more about the Chancellor's Summer Statement 

    British Chambers of Commerce response to the Chancellor's Summer Statement 

    Cornwall Chamber of Commerce CEO Kim Conchie responds to the Chancellor's announcement 

    Reopening of further businesses and venues in England Reopening of further businesses and venues in England

    What can open from 11th July:

    • organised team sports outdoors
    • outdoor waterparks and swimming pools 
    • outdoor hot tubs, hydrotherapy pools, jacuzzis
    • outdoor sport and physical activity 

    from 25th July:

    • indoor gyms
    • fitness and dance studios 
    • indoor sports venues and facilities
    • indoor swimming pools
    • indoor hot tubs, hydrotherapy pools, jacuzzis

     

     

    • Close-contact service providers: Close-contact service providers, including beauty salons, nail bars, tattoo and massage studios, physical therapy businesses and spas across England will be able to reopen from Monday 13 July, excluding any services in the highest risk zone. All close-contact service providers are strongly advised to follow guidance on how to work safely.

     

    • Performing arts: Performing arts including outdoor theatres, opera, dance and music can resume from Saturday 11 July provided they take place outside and with a limited and socially distanced audience. Guidance for people who work in performing arts, including arts organisations, venue operators and participants is available here.

     

    If your business is reopening soon, you can use our guidance finder to help you find the information most relevant to you. Find guidance for your business. This guidance applies to England, except for Leicester

     

    Reopening your business safely tool

    If your business is reopening soon, you can use our guidance finder to help you find the information most relevant to you. Find guidance for your business

  • Eat Out to Help Out Scheme - What you need to know Eat Out to Help Out Scheme - What you need to know

    You can register for the scheme from the 13th July 2020. You can use the scheme to offer a 50% discount up to a maximum, of £10 per person for food and non-alcoholic drinks to diners all day, every Monday, Tuesday and Wednesday from 3rd to 31st August 2020. You will then be able to claim back the money from the government.

    Who's Eligible?

    Businesses where food is sold for immediate on-premises consumption. This could include:

    • restaurants
    • cafés
    • public houses that serve food
    • hotel restaurants
    • restaurants and cafes within tourist attractions, holiday sites and leisure facilities
    • dining rooms within members’ clubs
    • workplace and school canteens

    You can still register for the Eat Out to Help Out scheme if you have you've used other schemes.

    What sales are eligible?

    The discount can be applied to food and/or non-alcoholic drink purchased for immediate consumption on premises, up to a maximum discount of £10 per diner (inclusive of VAT).

    There is no minimum spend requirement.

    What sales are ineligible for the discount? 

    • alcoholic drinks
    • tobacco products
    • food or drink that is to be consumed off premises
    • food or drink that is sold as part of a private party, event or function taking place within an eligible establishment

    Applying the £10 per person cap to a single bill

    Where there is more than one diner on a single bill, the cap does not need to be calculated for each individual diner based on their specific orders. Instead, the discount that is applied to the overall bill should be capped at the number of diners multiplied by £10.

    More information on the Eat Out to Help out Scheme

    How to Register

    You can register from 13th July and registration will close on 31st August.

    To register, you must have:

    • your Government Gateway ID and password (if you do not have one, you can create one when you register)

    • the name and address of each establishment to be registered, unless you are registering more than 25

    • the UK bank account number and sort code for the business (only provide bank account details where a BACS payment can be accepted)

    • the address on your bank account for the business (this is the address on your bank statements)

    Find out more about registering.

    Reduced VAT rate for hospitality, holiday accommodation and attractions Reduced VAT rate for hospitality, holiday accommodation and attractions

    If you are a VAT registered business, check if you can temporarily reduce the rate of VAT on supplies relating to hospitality, accommodation, or admission to certain attractions here. The temporary reduced rate will apply to supplies that are made between 15 July 2020 and 12 January 2021.

     

  •  

     

  • British Chambers of Commerce British Chambers of Commerce

    The British Chambers of Commerce have put together a series of FAQs on UK Government Support Measures.

    These are being updated when more guidance becomes available to keep checking back!

  • Guidance for Businesses / Employeers

    Check if your business needs to remain closed

  • Working Safely during COVID-19 Working Safely during COVID-19

    The Government have put together several guides to ensure your workplace is safe for re-opening to protect staff and customers. You may need to consider reviewing more than one guide as many businesses operate several different types of workplace. 

    You must not reopen if your business is closed under current government rules. Check if your business can reopen 

    5 steps to working safely

    Practical actions for businesses to take based on 5 main steps.

    Close contact services

    Guidance for people who provide close contact services, including hairdressers, barbers, beauticians, tattooists, sports and massage therapists, dress fitters, tailors and fashion designers.

    Construction and other outdoor work

    Guidance for people who work in or run outdoor working environments.

    Factories, plants and warehouses

    Guidance for people who work in or run factories, plants and warehouses.

    Heritage locations

    Guidance for people who work or volunteer in heritage locations.

    Hotels and other guest accommodation

    Guidance for people who work in or run hotels and other guest accommodation

    Labs and research facilities

    Guidance for people who work in or run indoor labs and research facilities and similar environments.

    Offices and contact centres

    Guidance for people who work in or run offices, contact centres and similar indoor environments.

    Other people's homes

    Guidance for people working in, visiting or delivering to other people's homes.

    Restaurants, pubs, bars and takeaway services

    Guidance for people who work in or run restaurants, pubs, bars, cafes or takeaways.

    Shops and branches

    Guidance for people who work in or run shops, branches, stores or similar environments.

    Vehicles

    Guidance for people who work in or from vehicles, including couriers, mobile workers, lorry drivers, on-site transit and work vehicles, field forces and similar.

    The visitor economy

    Guidance for people who work in hotels and guest accommodation, indoor and outdoor attractions, and business events and consumer shows.

    Maintaining records of staff, customers and visitors to support NHS Test and Trace Maintaining records of staff, customers and visitors to support NHS Test and Trace

    Businesses should collect details and maintain records of staff, customers and visitors on their premises to support NHS Test and Trace. There is a higher risk of transmitting Coronavirus in premises where customers and visitors spend a longer time in one place and potentially come into close contact with other people outside of their household. 

    To manage this risk, businesses in the following sectors, whether indoor or outdoor venues or mobile settings, should collect details and maintain records of staff, customers and visitors:

    • hospitality, including pubs, bars, restaurants and cafés
    • tourism and leisure, including hotels, museums, cinemas, zoos and theme parks
    • close contact services, including hairdressers, barbershops and tailors
    • facilities provided by local authorities, including town halls and civic centres for events, community centres, libraries and children’s centres
    • places of worship, including use for events and other community activities

    See further guidance on the information to collect, how records should be maintained, and when information should be shared with NHS Test and Trace. 

     

    Coronavirus Advice for accommodation providers Coronavirus Advice for accommodation providers

    From 4 July, people can stay overnight away from home with their own household or support bubble, or with members of one other household. People should not stay overnight away from their home with members of more than one other household.

    This guidance for Hotels and Other Guest Accommodation sets out how to open businesses safely while minimising the risk of spreading coronavirus (COVID-19). Accommodation providers may also need to refer to guidance for Restaurants, Pubs, Bars and Takeaway Servicesguidance for Small Marriages and Civil Partnerships, and guidance for Outdoor Playgrounds and Gyms, depending on the facilities and services available at their sites.

    Accomodation providers including hotels should not host conferences or events until guidance on mixing household groups is changed.

    Current government advice is:

    • No gatherings of more than 30 people should be taking place 
    • People should not gather indoors in groups of more than 2 households (support bubble counts as one household)
    • Gather outside in a group larger than 6 people from different households

    Guidance on guests self-isolating as required by law

    Certain individuals travelling from overseas will be required by law to self-isolate for a period of 14 days. Businesses providing holiday accommodation can provide rooms to those required to self-isolate. Accommodation for these purposes should adhere to the same guidelines as for other permitted stays, including on social distancing and cleaning.

    What happens if a guest is displaying symptoms of Coronavirus?

    If a guest is displaying signs of the coronavirus (COVID-19) virus while staying in overnight accommodation for a permitted reason, they should inform the accommodation provider, immediately self-isolate where they are to minimise any risk of transmission, and request a test. If they are confirmed to have coronavirus (COVID-19), they should return home if they reasonably can. They should use private transport but only drive themselves if they can do so safely. 

    Unless otherwise provided for in the contractual terms of the booking, the guest will be expected to pay the costs of an extended stay in all but exceptional circumstances. Exceptional circumstances may include but are not limited to where the accommodation provider has failed to follow government guidance to create a covid-secure environment.

     

    Find out more

     

     

     

    Reopen your business safely tool Reopen your business safely tool

    Employers that want to reopen their business have a legal responsibility to protect their employees and other people on site. The UK government has developed a new tool and guidance for businesses to check what their workplace needs to do to keep people safe.

    Businesses should use this guidance to assist with a risk assessment and make sensible adjustments to the site and workforce. If businesses do not carry out a risk assessment, the Health and Safety Executive (HSE) or relevant local council can issue an enforcement notice. This guidance is only for businesses that are allowed to reopen in England.

    Government support for pubs, cafes and restaurants Government support for pubs, cafes and restaurants

    More pubs, restaurants and cafes will be able to serve customers outdoors in plans announced by the government.

    • The government will simplify and reduce the costs of the licensing process for outdoor seating and stalls, making it easier for people to safely drink and dine outside. 

    • Proposed planning freedoms will mean that outdoor markets, pop-up car-boot sales or summer fairs will not need a planning application.

    • Pubs and restaurants will be able to use car parks and terraces as dining and drinking areas, using their existing seating licenses.

    • Temporary changes to licensing laws will allow many more licensed premises, such as pubs and restaurants, to sell alcohol for consumption off the premises. Customers will be able to buy their drinks from a pub and consume them elsewhere, making social distancing easier.

    These measures will give an immediate and much needed boost to many businesses, whilst supporting them to successfully reopen over the summer. Find more here.

  • Cleaning of non-health care settings Cleaning of non-health care settings

    This guidance can be applied to any non-healthcare setting such as:

    • workplaces
    • offices
    • waiting rooms
    • hotel rooms
    • student accommodation
    • boarding schools

    COVID-19 is mainly passed on by person-to-person spread between people who are in close contact with one another and by droplets produced when an infected person coughs or sneezes.

    It can also spread through contact with a surface or object that has the virus on it. Cleaning helps minimise the spread of coronavirus (COVID-19).

     

  • How to carry out a COVID-19 Risk Assessment How to carry out a COVID-19 Risk Assessment

    You must:

    • identify what work activity or situations might cause transmission of the virus
    • think about who could be at risk
    • decide how likely it is that someone could be exposed
    • act to remove the activity or situation, or if this isn’t possible, control the risk

    Find out more 

  • Holiday Pay Entitlement Holiday Pay Entitlement

    Guidance for employers to help you understand the legal

    obligations, in terms of workers who:

    Workers on furlough can take holiday without disrupting their furlough. The notice requirements for their employer requiring a worker to take leave or to refuse a request for leave continue to apply.

    Find out more

    Travel Guidance for Employers Travel Guidance for Employers

    As businesses in the UK return to on-site working and more people begin to use public transport, the Department for Transport has produced guidance for employers to help provide a safe return to work on the transport network including encouraging active travel and travel outside peak hours

    1. Enable Workers to continue to work from home where possible
    2. Help your workers to walk and cycle as much as they can - if employees can't cycle encourage private travel
    3. Encourage employees to travel outside of peak hours - consider staggering arrival and departure times, discuss what timings work for them
  • Self Employed & Sole Traders

  • About the Self Employment Income Support Scheme About the Self Employment Income Support Scheme

    The scheme allows you to claim a taxable grant worth 80% of your average monthly trading profits, paid out in a single installment covering 3 months’ worth of profits, and capped at £7,500 in total.

    If you’re eligible and want to claim for the first grant in the scheme you must make your claim on or before 13 July 2020.

    Check if you are eligible, you will need the following to hand before you get started:

    • Self Assessment Unique Taxpayer Reference (UTR) Number
    • National Insurance Number

    Who can claim? 

    You can claim if you're self-employed individual or part of a partnership and all of the following apply: 

    • you traded in the tax year 2018 to 2019 and submitted your Self Assessment tax return on or before 23 April 2020 for that year
    • you traded in the tax year 2019 to 2020
    • you intend to continue to trade in the tax year 2020 to 2021
    • you carry on a trade which has been adversely affected by coronavirus

    Your business could be adversely affected by coronavirus if, for example

    you’re unable to work because you:

    • are shielding
    • are self-isolating
    • are on sick leave because of coronavirus
    • have caring responsibilities because of coronavirus
    • you’ve had to scale down or temporarily stop trading because:
      • your supply chain has been interrupted
      • you have fewer or no customers or clients
      • your staff are unable to come in to work

    Can I still work if I am successful?

    If you receive the grant you are still allowed to work. You can also start a new trade, take on other employment including voluntary work, or even take on duties as an armed forces reservist.

    How to apply

    Find out more

    Changes to the Self Employment Income Support Scheme Changes to the Self Employment Income Support Scheme

    What's Changed? 

    The scheme will be extended. If your business has been adversely affected on or after the 14th July and you're eligible you'll be able to make a claim in August 2020.

    This grant will be a taxable grant this time worth 70% of your average monthly trading profits. You will receive the grant  in a single payment covering 3 months worth of profits however, this time the cap will be a maximum of £6,570.

    Please note that you can apply for the second grant in the scheme even if you didn't make a claim for the first one. 

  • Universal Credit & Self Employment Universal Credit & Self Employment

    Universal Credit is a monthly payment to help with your living costs. You may be able to get it if you’re on a low income, out of work or you cannot work.

    If your business has been affected by coronavirus (COVID-19)

    You may be able to get a grant through the Self-Employment Income Support Scheme.

    If you get the grant, your Universal Credit payments may stop or go down. Find out more about self employment and universal credit.

    Find out if you are eligible for Universal Credit

  • Travel Guidance and Advice

  • Transport Transport

    Transport and Travel guidanceinformation for people using public transport or those in the transport industry

    Traveling via public transport should be avoided if at all possible, if you have to travel on pubic transport please follow the guidance to do so safely. 

  • Travel Guidance Travel Guidance

    It is now mandatory for people to wear face coverings on Public Transport in England. This applies to trains, buses, trams, ferries and places. However, guidance still remains to advise people to work from home if you can and avoid public transport if possible. 

    General Travel Guidance 

    Air Travel Guidance 

  • Guidance for Employees 

  • What you need to know What you need to know

    Going to Work You should work from home unless it is impossible for you to do so. 

    Staying at Home If you have any symptoms of COVID-19 however mild you must stay at home and do not leave your house for 7 days from when symptoms started. 

    Social distancing in the workplace during coronavirus (COVID-19): sector guidance

    This is a list of tailored advice for different scenarios as an example of how social distancing and other measures might be implemented by employers in England

    Cornwall Hugs Care Workers: Accommodation for those that are unable to stay at home due to shielding other members of their family.

    Coronavirus FAQs: What you can and can't do under the governments new guidelines that are effective as of Wednesday 13th May 

    The Government’s roadmap for how and when the UK will adjust its response to the COVID-19 crisis - the 50 page document from the government outlining their plan to rebuild the UK.

    Employee return-to-work tool Employee return-to-work tool

    The UK government has developed a tool to help employees in England easily assess if they can return to work. The tool guides employees through questions that may influence their ability to go back to work safely. Employers can share this tool with employees to aid discussion on how employees can return to work safely. Find out more

    Travelling to the UK for seasonal agricultural work on English Farms Travelling to the UK for seasonal agricultural work on English Farms

    Advice for seasonal agricultural workers coming to England to pick fruit and vegetables on farms, and their employers.

    The rules on self-isolation for seasonal workers are different from those for other international travellers to the UK because of the importance of the work for food supply. If you’re coming to England to work on a farm, you and your employer must follow this guidance.

    Before you travel, you should fill in a form with your journey, contact details and the address at the farm where you will work and live. You must provide these details when you arrive in England.

    You’ll need to prove at UK border controls that you are a seasonal agricultural worker.

    Read guidance on what you will need to show when you arrive at the UK border.

     

    If you are travelling from an exempt country you will not need to self-isolate for 14 days. Read DHSC guidance on what you need to do if you are travelling from an exempt country.

     

    Travelling from a non-exempt country

    If you are travelling from an non-exempt country you must self isolate on the farm where you work and live.

    During your first 14 days in the UK, you can work on the farm as long as you’re living on the farm, but you must:

    You must not leave the farm during the first 14 days unless there’s an emergency or you need:

    • urgent medical assistance (or where your doctor has advised you to get medical assistance)
    • essentials like food and medicines and cannot arrange for these to be delivered
    • to access critical public services such as social services and victim support services
    • to go to the funeral of a close relative
    • to fulfil a legal obligation such as participate in legal proceedings

    If you need help buying groceries, other shopping or picking up medication you should ask your employers and colleagues to help or order a delivery.

    While on the farm and working, you should follow guidance on avoiding the spread of coronavirus for seasonal works on fruit and vegetable farms.

    During your first 14 days in the UK, you should be placed into a cohort group that you primarily live and work with (see industry best practice guidance on social distancing.

     

    If you do not live on the farm you are working on you will not be able to work and you will have to self-isolate on arrive to the UK.

     

    Find out more & guidance for employers 

  • International Chamber of Commerce International Chamber of Commerce

  • Can you Help? Can you Help?

    Call for Businesses to help make NHS Ventilators 

    The government is looking for businesses who can support in the supply of ventilators and ventilator components across the UK as part of our response to COVID-19.

    Producing Hand Sanitiser

    Temporary changes to the use and supply of denatured alcohol and duty-free spirits, to help businesses who produce hand sanitiser and gel.

    Offer coronavirus support from your businesses

  • Coronavirus---Fighting-for-Business.jpg
  • Support Available from the UK Government

  • Support for Paying Tax Support for Paying Tax

    Deferral of VAT for 3 months - As part of the government’s support for businesses during COVID-19, HMRC gave businesses the option of deferring their VAT payments if they were unable to pay on time, without incurring late payment interest or penalties. Payment of VAT falling due between 20‌‌ March and 30‌‌ June 2020 can be deferred until 31‌‌ March 2021.

    You must continue to file your VAT return on time, even if you defer payment.

    Please note that the option to defer paying VAT ends on 30‌‌ June 2020. This means that VAT returns with a payment due date after 30‌‌ June must be paid in full, on time.

    If you haven't deferred any VAT payments, you don't need to take any further action. If you have deferred paying your VAT and normally pay by Direct Debit you should now reinstate it.

    You should do this at least three working days before submitting your VAT return in order for HMRC to take payment. For further details go to GOV‌‌.UK and search for 'Pay your VAT bill'.

    Remember, any VAT payments you have deferred during this period should be paid in full on or before 31‌‌ March 2021. You can make ad hoc payments or additional payments with your subsequent VAT returns to reduce the amount outstanding, if you wish.

    If you're unable to pay the VAT due and need additional time to pay, please contact HMRC before the payment is due. For help go to GOV‌‌.UK and search for 'If you cannot pay your tax bill on time', or call 0300 200 3835. If you do call, please quote 'V1'.

    For advice and information on other support available, please go to GOV‌‌.UK and search 'Business support'. Please do not call HMRC for more information 

    Time to Pay upscaled - a dedicated helpline has been set up to help businesses and self-employed individuals in financial distress and with outstanding tax liabilities to receive support with their tax affairs. Through this, businesses may be able to agree a bespoke Time to Pay arrangement.

    Find out more

    Change in state aid rules for government-backed loan schemes Change in state aid rules for government-backed loan schemes

    The EU has extended its state aid temporary framework to all small companies (less than 50 employees and less than EUR 10 million of annual turnover and/or annual balance sheet total), even if they were in “financial difficulty” on 31 December 2019.

    This amendment extends possibilities to support more small companies, including those with particular financial structures, such private equity backed firms, or who were in a growth phase and so might have appeared to be in financial difficulty on paper

    Find out more

  • Statutory Sick Pay Statutory Sick Pay

    SME can now apply to claim the costs of paying coronavirus-related statutory sick pay for 2 weeks - worth nearly £200 per employee. 

    Check if you can claim 

    How to make a claim - online claim service 

  • Financial Support Financial Support

    Bounce Back Loans scheme - The scheme will offer loans from £2,000 up to 25% of a business’ turnover or £50,000, whichever is lower. The Government will provide lenders with a 100% guarantee for the loan and pay any fees and interest for the first 12 months. The government has then set the interest rate for this facility at 2.5% per annum for subsequent years. No repayments will be due during the first 12 months. Length of the loan is for six years. There will be a short, standardised online application to apply for a loan. The scheme is now open for applications and firms will be able to access these loans through a network of accredited lenders.

    Coronavirus Business Interruption Loan Scheme (CBILS) - This scheme delivered by the British Business Bank, will enable small and medium sized businesses to apply for a loan, up to £5m, with the government providing a guarantee of 80% on each loan and with no interest due for the first twelve months. Personal guarantees of any form cannot be taken under the scheme for any facilities below £250k. CBILS supports a wide range of business finance products, including term loans, overdrafts, invoice finance and asset finance facilities. The scheme will be delivered through commercial lenders, backed by the British Business Bank. CBILS is now open for applications.

    Coronavirus Large Business Interruption Loan Scheme (CLBILS) -Government will provide a guarantee of 80% to enable banks to make loans to firms with turnover of more than £45 million of up to £200 million. Companies borrowing more than £50m through CLBILS will be subject to restrictions on dividend payments, senior pay and share buy-backs during the period of the loan. The maximum size for invoice finance and asset finance facilities under the scheme is £50m. Facilities will be available from 3 months up to 3 years and will be offered at commercial rates of interest. The scheme will be delivered through commercial lenders, backed by the British Business Bank. CLBILS is now open for applications.

    Future Fund - a new Future Fund to support the UK’s innovative businesses currently affected by Coronavirus. These businesses have been unable to access other government business support programmes, such as CBILS, because they are either pre-revenue or pre-profit and typically rely on equity investment. The scheme will deliver an initial commitment of £250m of new government funding which will be unlocked by private investment on a match funded basis. The scheme is now open for applications and will initially be open until the end of September 2020.

    Support to self employed individuals

    • Those who are eligible can receive a cash grant worth 80% of their average monthly trading profit over the last three years, up to £2,500 per month. This covers 95% of people who receive the majority of their income from self-employment.
    • On 29 May, the Chancellor of the Exchequer announced that the scheme will be extended. A copy of the factsheet for SEISS and CRJS is available here.
    • Those eligible will be able to claim a second and final grant in August. The grant will be worth 70 percent of their average monthly trading profits, paid out in a single instalment covering three months’ worth of profits, and capped at £6,570 in total.

    Discretionary Fund

    Eligible businesses include:

    • Small businesses in shared offices or other flexible work spaces, for example industrial parks, science parks and incubators which do not have their own business rates assessment    
    • Regular Market Traders who do not have their own business rates assessment    
    • B&Bs which pay Council Tax instead of business rates    
    • Charity properties in receipt of charitable business rates relief which would otherwise have been eligible for Small Business Rates Relief or Rural Rate Relief. 

    Who are the grants for?

    The aim of the discretionary fund is to support small and micro businesses that have been:

    • Negatively affected by COVID-19
    • Haven’t already received financial assistance through other government schemes
    • Continue to have high fixed term costs related to property such as rent or mortgage payments

    The small business grant policy explains how we will distribute the limited amount of money we have been allocated.

    FAQs on Cornwall Councils discretionary fund policy 

    More information can be found here 

  • Business Rate Relief Business Rate Relief

    Businesses in the retail, hospitality and leisure sectors in England will not have to pay business rates for the 2020 to 2021 tax year.

    Check if your retail, hospitality or leisure business is eligible for business rates relief due to coronavirus (COVID-19)

     

    Nurseries in England do not have to pay business rates for the 2020 to 2021 tax year.

    Check if your nursery is eligible for business rates relief due to coronavirus (COVID-19)

  • Self Employment Income Support Scheme Self Employment Income Support Scheme

    You can now claim under the Self Employment Income Support Loan Scheme

    Check if you can claim

    How to make a claim under the HMRC Self-Employment Income Support Scheme - Perfect Sums has put together a 'how to guide' on claiming under the HMRC Self-Employment Income Support Scheme

    You will need your National Insurance number and your Unique Tax Reference number (UTR). These can be found on your last submitted tax return.

  • Job Retention Bonus Job Retention Bonus

    This is a one-off payment of £1,000 to employers that have used the Coronavirus Job Retention Scheme for each furloughed employee that remains employed until the 31st January 2021. 

    Who's eligible?

    Employees that:

    • earn at least £520 per month (above the Lower Earnings Limit) on average for November, December and January
    • have been furloughed at any point and legitimately claimed for under the Coronavirus Job Retention Scheme
    • have been continuously employed up until at least 31‌‌‌ ‌January 2021.

    Employers will be able to claim the bonus from February 2021 once accurate RTI data to 31st January has been received. More information will be available on the 31st July and full guidance will be published in the Autumn. 

    What you need to know before applying What you need to know before applying

    You can now claim online for a grant for 80% of your furloughed employees' salaries up to a maximum of £2,500 per employee, per month. 

    Before you make a claim make sure you have all the correct information. 

    Check if you can claim for your employees' wages 
    Work out how much you can claim and use the CJRS calculator 
    Check out the step by step guide 
     

    To make a claim, you will need:

    • to be registered for PAYE online
    • your UK bank account number and sort code
    • your employer PAYE scheme reference number
    • the number of employees being furloughed
    • each employee’s National Insurance number
    • each employee’s payroll or employee number (optional)
    • the start date and end date of the claim
    • the full amount you’re claiming for including employer National Insurance contributions and employer minimum pension contributions
    • your phone number
    • contact name

    You also need to provide either:

    • your name (or the employer’s name if you’re an agent)
    • your Corporation Tax unique taxpayer reference
    • your Self Assessment unique taxpayer reference
    • your company registration number
    Tips for Businesses 
    • Complete the application in one session - there are no 'do overs'.
    • Please note that inactivity on the application for 15 minutes logs you off. 
    • Take a screenshot of the confirmation page for your records as there will be no email confirmation.
    • Retain all records and calculations for your reference. 

    After you have made a claim 

    • keep a note or a print-out of your claim reference number – you won’t receive a confirmation SMS or email
    • retain all records and calculations for your claims, in case we need to contact you about them
    • expect to receive the funds six working days after you apply, provided your claim matches records that we hold for your PAYE scheme – please do not contact us before this time
    • to receive payment by 30‌‌ April, you will need to complete an application by 22‌‌ April
    • please ask your furloughed employees not to contact us directly – we will not be able to provide them with any information on individual claims.

    Be vigilant to scams
    In response to recent scams offering spurious financial support or tax refunds, HMRC has published information and guidance including: 
     
    •    how to recognise genuine HMRC contact;
    •    how to avoid and report scams; and
    •    examples of phishing emails and bogus HMRC contact.

  • Flexible Furloughing Flexible Furloughing

    Coronavirus Job Retention Scheme (CJRS) - flexible furloughing

    Employers can now claim a more flexible grant for any employee they have previously received a CJRS grant for, and who now returns to work on reduced hours. They can also continue to claim for employees who stay fully furloughed. Guidance on eligibility and how to claim for flexibly furloughed employees is now available.

    HMRC has issued a step by step guide for employers which has been updated for flexible furlough. It has also issued detailed regulations for employers to follow.

    For guidance on the first stage of the scheme up to 30th June, see:

    What employers need to do next:

    claim for periods ending on or before 30 June, by 31 July – this is the last date they can make those claims;

    agree the hours and shift patterns that they want their employees to work from 1 July, if changing; and

    pay their employees’ wages for the time they are in work and apply for a job retention scheme grant to cover the remainder of their usual hours for which they are still furloughed.

    Live webinars from UK government are available to book online with further guidance on changes to the scheme and how they impact employers. 

    The Future of the Scheme The Future of the Scheme

    • The rules of the scheme are changing from 1 J‌ul‌y.
    • From 1 July, you’ll have the flexibility to bring previously furloughed employees back to work part time, you can decide the hours and shift patterns they work to suit the needs of your business – you’ll pay their wages for the time they’re in work and can apply for a scheme grant to cover any of their normal hours they are still furloughed for.
    • Also, for periods starting on or after the 1 J‌ul‌y, the maximum number of employees you can claim for in any period cannot be higher than the maximum number you have claimed for in a previous period. For example, if your highest single claim for periods up to 30 J‌un‌e was for 100 people, you can’t claim for more than this number in later periods.
    • From 1 Au‌gu‌st, you will need to contribute towards the wage costs of your furloughed employees until the scheme ends on 31 Oc‌to‌be‌r.

     


    • in June and July, the government will pay 80% of wages up to a cap of £2,500 as well as employer National Insurance (ER NICs) and pension contributions for the hours the employee doesn’t work – employers will have to pay employees for the hours they work
    • in August, the government will continue to pay 80% of wages up to a cap of £2,500 but employers will pay ER NICs and pension contributions – for the average claim, this represents 5% of the gross employment costs that they would have incurred if the employee had not been furloughed
    • in September, the government will pay 70% of wages up to a cap of £2,187.50 for the hours the employee does not work – employers will pay ER NICs, pension contributions and 10% of wages to make up 80% of the total up to a cap of £2,500
    • in October, the government will pay 60% of wages up to a cap of £1,875 for the hours the employee does not work – employers will pay ER NICs, pension contributions and 20% of wages to make up 80% of the total up to a cap of £2,500
    • the cap on the furlough grant will be proportional to the hours not worked.

     

    Check which employees you can put on furlough Check which employees you can put on furlough

    You can claim for furloughed employees that were employed on 19 March 2020 and who were on your PAYE payroll on or before 19 March 2020. You must also have submitted a Real Time Information (RTI) to HMRC before the same date.

    If you had employees that were employed on 28 February 2020 but not on 19 March 2020, please see the section below on employees who were made redundant or stopped working for you after 28 February 2020.

    Was the employee employed with you as of this date? Date RTI submission notifying payment was made to HMRC Eligible for CJRS?
    28 February 2020 On or before 28 February 2020 Yes
    28 February 2020 On or before 19 March 2020 Yes
    28 February 2020 On or after 20 March 2020 No
    19 March 2020 On or before 19 March 2020 Yes
    19 March 2020 On or after 20 March 2020 No
    On or after 20 March 2020 On or after 20 March 2020 No

    If your employee has more than one job:

    If your employee has more than one employer they can be furloughed for each job. Each job is separate, and the cap applies to each employer individually.

    Employees can be furloughed in one job and receive a furloughed payment but continue working for another employer and receive their normal wages.

    If you employ apprentices: 

    Apprentices can be furloughed in the same way as other employees and they can continue to train whist on furlough.

    However, you must pay your Apprentices at least the Apprenticeship Minimum Wage/National Living Wage/National Minimum Wage (AMW/NLW/NMW) as appropriate for all the time they spend training. This means that for time spent training you must cover any shortfall between the amount you can claim for their wages through this scheme and their appropriate minimum wage.

     

  • Parents returning to work after extended leave eligible for furlough Parents returning to work after extended leave eligible for furlough

    People on paternity and maternity leave who return to work in the coming months will be eligible for the government’s furlough scheme even after the 10th of June cut off date. 

    Parents on statutory maternity and paternity leave who return to work in the coming months after a long period of absence will be permitted to be furloughed. This applies to people on adoption leave, shared parental leave, and parental bereavement leave.

    This will only apply where they work for an employer who has previously furloughed employees.

    Read the full news release here

     

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  • Support for charities 

  • Grants Grants

    Cornwall Community Foundation 

    Supporting frontline organisations for immediate relief. These grants are to cover the costs for additional work, over and above normal activities, and in response to the immediate relief of COVID-19 to your members or beneficiaries.

  • Criminals are unfortunately taking advantage of the COVID-19 Crisis. In particular targeting older and vulnerable people who are isolated from families and friends. 

    Find out how you can prevent falling victim to Digital, Phone, Financial, Counterfeit Goods, Doorstep scams and the support available. 

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